Benefits of Buying Social Insurances
At least 15 years of contributions, cumulatively, will entitle the contributor to an old-age pension when he/she becomes retired, providing a basic guarantee for life in retirement.
Medical expenses incurred by a Medicare Card holder in emergency treatment, medicine shopping, or hospitalization will be properly reimbursed according to the provisions of local medical insurance policies, alleviating the holder’s financial pressure when he/she’s seeking medical advice. Cumulative contributions for a certain period of time will entitle the holder to a lifetime medical insurance after they become retired.
Continual contributions of premiums for a period equal to or more than one year will entitle the contributor to a sum of unemployment allowance if he/she becomes unemployed due to resignation or expiration of the employment contract, providing a basic guarantee for life in unemployment.
With this insurance, medical expenses incurred due to an industrial injury will be properly reimbursed.
The insurance buyer will be entitled to reimbursement of reproductive costs and a maternity allowance provided that she pays the contributions continually for a period equal to or beyond the length of time specified in local medical insurance policy and delivers babies in times consistent with the provisions of the family planning policy.
Continual contributions of housing fund for a period equal to or more than one year will entitle the contributor to apply for a housing-fund-based housing loan at an interest rate much lower than that of commercial loans or to use the cumulative housing fund to pay the house rent or property management fee.
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